Long-term Disability Insurance Claims
If you worked for a company that provided a group disability insurance policy for its employees (ERISA claims) or purchased a private disability insurance policy on your own, you may be entitled to long-term disability benefits if you can no longer perform the duties of your own occupation. We can assist with your initial claim filings,appeals, litigation, and claim management. Our legal experience combined with medical experience, help successfully analyze medical summaries, and communicate effectively with insurance companies and doctors. We provide guidance on how to live without damaging a case as well as how to respond appropriately to your disability insurance provider.
Long-term disability insurance law can be complex to prosecute, particularly in cases where the wording of your own policy is unclear. Florida has long been known for its unusually high number of disability cases, particularly where physical work is concerned. It is no surprise that insurance companies tend to seize upon any loophole they can find to deny your claim. It is your responsibility when this happens to seek and retain aggressive counsel that can help you fight for the benefits you are owed.
Litigating a disability insurance case is different from litigating injuries resulting from an automobile accident or on-the job injuries in worker’s compensation claims. Disability insurance litigation has its own body of case law, history, procedures, and terminology. Before your case begins, your attorney must know what is needed to win your case. If you want to have a shot at winning your case, you must find an experienced disability insurance attorney.